CreatePay’s card machines for cafés keep payments quick, seamless, and hassle-free - so you can focus on serving great coffee and happy customers.

CreatePay delivers fast, reliable payment solutions and card machines designed specifically for cafés. Keep your service smooth and your customers smiling with speedy card machines, effortless tip management, and next-day funding. Whether you're serving morning coffees, lunchtime bites, or afternoon treats, our technology helps you run a more efficient business. Focus on what matters most - great coffee, excellent service, and growing your café; while CreatePay takes care of the payments!

cafe and bakery

Real-time Café Insights.

As a café owner, staying on top of sales has never been easier with the CreatePay app. From your smartphone or tablet, you can view real-time transactional data across all your card machines, whether you’re running a single coffee shop or multiple café locations. Instantly see your daily takings, track your busiest trading periods, and monitor staff performance, all in one secure dashboard.

With CreatePay, you have full visibility over your business finances anytime, anywhere – helping you make smarter decisions and keep your café running smoothly.

viewing transactions on the createpay app

The Secret Ingredient to Faster Payments for Café!

At CreatePay, we understand that cash flow is the heartbeat of every business. That’s why we offer next business day payments as standard across all our card machines and payment solutions.

Whether you’re running a café, bakery or pop-up stall, you’ll receive your funds quickly — helping you manage ingredients, pay suppliers, and keep your operations running smoothly.

While many providers take days to release payments, CreatePay ensures your money reaches you faster, giving you greater control and confidence in your business cash flow.

making coffee at cafe

Serving Up Security - Every Payment’s Protected with CreatePay.

In the café world, trust and security are the perfect blend, especially when it comes to taking card payments quickly and safely. With CreatePay’s advanced, PCI-compliant payment devices, you can process transactions with confidence at the counter, tableside, or even over the phone.

Our systems use end-to-end encryption and built-in fraud prevention technology to protect every payment, giving both your team and your customers complete peace of mind. Whether you’re splitting the bill for brunch, taking pre-orders for celebration cakes, or managing the morning rush, CreatePay keeps your payments secure, simple, and smooth.

So you can focus on what matters most, brewing great coffee, serving delicious bakes, and helping your business rise to the occasion.

bakery and café

Create Funding

customer getting business funding

With Create Funding’s merchant cash advance for cafés, you can access fast, flexible business finance when you need it most. Enjoy quick approvals, no lengthy paperwork, and repayments that match your sales, so you can keep shelves stocked, and your business thriving.

Create Commerce

Online payment sale of a bike

Take online payments tailored for cafés through your website, pre-order celebration cakes, or click-and-collect links. Smooth, simple, and seamless online payments for the food and beverage industry in the UK & Ireland.

Card Terminals

taking a payment on createpay one card machine

CreatePay card machines for cafés keep your business running smoothly with fast, secure card payments. Serve customers anywhere with our portable card terminals built for speed and reliability. Cut queues, boost sales, and keep customers happy with CreatePay card terminals.

How We Help Cafés Thrive

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We grow with your café business. In-person and online payments, as well as flexible business funding and savings solutions that help you cut costs.

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When your café business needs technical support, our team is on hand to get you back up and running quickly! Keeping your payments and sales flowing smoothly.

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Simplify your coffee and pastry payments with hassle-free solutions designed to save time, reduce costs, and keep your business moving.

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Next-working-day payments come as standard for all CreatePay customers, giving café businesses faster access to funds and improving cash flow.

FAQ's

CreatePay card machines keep your bar or restaurant connected with built-in 4G and Wi-Fi, so you never miss a sale. Whether you have a pop up with low signal, or it’s your busiest hour – CreatePay keeps you connected.

With next-working-day settlements, you’ll have quick access to your takings. Helping you manage cash flow, stock up on essentials, and keep serving your tables smoothly.

We offer competitive transaction rates, with some starting from as low as 0.32%, helping you keep more of your profits while delivering a seamless experience.

Whether you run a busy café, mobile pop-up, or local bakery, CreatePay’s solutions are designed to help UK businesses of all sizes take payments quickly, securely, and affordably.

We utilise advanced technology and maintain high-security standards to ensure reliable and efficient payment processing for businesses.