Flexible funding solutions tailored for UK SMEs
Access business funding when you need it with CreatePay Funding. Get the extra capital to invest in new equipment, purchase stock, manage cash flow or take the next step in your growth.
With funding linked to your card sales, repayments flex with your business performance — giving you a simple, straightforward way to access funding without fixed monthly repayments.
What funding is available?
Enter your average monthly card turnover and how long you’ve been trading to get an indication of the business funding you may be eligible for. It only takes a few seconds and gives you a quick estimate based on your business performance — helping you understand your potential funding options before taking the next step.
Indicative only. Eligibility typically requires trading > 4 months and > £1,000/month in card transactions. Actual offers depend on further checks.
How does business funding work?
Explore your options
See up to three trusted UK funding providers, with clear information on repayments and typical criteria.
STEP 01Compare & choose
Compare the details and choose the option that works for your business, cash flow and growth plans.
STEP 02Apply directly
Apply with your chosen provider to find out how much business funding you could receive.
STEP 03No credit score impact
Initial enquiries don't affect your credit score. If one provider isn't suitable, you're free to try another.
STEP 04Create Funding Business Suite
Revenue Based Finance
Up to £500,000
Pre-decided fixed percentage of daily card sales
One-time lump sum advance
Merchant Cash Advance
Up to £1,000,000
Pre-decided fixed percentage of daily card sales
One-time lump sum advance
FAQ's
Your business could be eligible for funding if you have been trading for longer than 4 months and process more than £1,000 per month via card transactions.
Unlike traditional loans, you get 1 fixed fee. The fixed fee will be based on the advance amount and time of repayment.
No, revenue finance does not affect your credit score.
Funding Your Small Business, Made Easy
Explore our helpful guides, tips, and insights on small business funding. Whether you need extra cash flow, want to fund growth, or simply stay on top of your finances, we’ve got everything you need to help your business thrive.
