Small Business

A customer makes a contactless payment with a smartphone at a coffee shop counter, tapping against a wireless card reader held by a barista.

Cash vs. Card Payments in the UK: What Small Business Owners Need to Know

Card payments are quickly becoming the norm across the UK, but does that mean cash is dead for small businesses? In this guide, we compare the pros and cons of cash vs card payments to help you make smarter decisions about how your customers pay. From transaction fees and customer convenience to fraud risk and accounting ease, we break it all down—plus share practical tips for going cashless or striking the right balance.

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