Flexible funding tailored for UK Automotive and Trade Businesses
Ready to fuel your business growth?
Fill out the quick form below, and one of our trade finance experts will give you a call to discuss your options. Once we’ve found the perfect fit for your workshop, garage, or dealership, we’ll fast-track your application directly to our trusted funding partners.
Contact our experts for more details, or to help you through the funding application process.
0333 7720 090 Option 1
Smarter Funding for the Motor & Trade Industries
At CreatePay, we’ve built a smarter way for motor and trade businesses to access capital. Instead of being locked into a single funding option, you can compare multiple tailored offers and choose the solution that best fits your workshop’s cash flow, growth plans, and seasonal repayment preferences.
Whether you need to keep your daily cash flow smooth, invest in a new vehicle diagnostics rig, stock up on parts and inventory, or cover unexpected ramp and machinery repairs, our Business Funding options within 365 Funding have you covered.
Flexible Capital Designed for Your Trade:
Funding from £1,000 to £500,000
Zero hidden fees, ever
Dedicated, industry-savvy customer support
Check your potential funding eligibility
Adjust the sliders to estimate the maximum you could be eligible for.
Indicative only. Eligibility typically requires trading > 4 months and > £1,000/month in card transactions. Actual offers depend on further checks.
Unlike a traditional loan, repayments mirror the ups and downs of your business.
Repayments are automatic and based on a small percentage of your monthly card sales. So when business is slow, repayments are low – and when business is good, you pay a bit more. Not only does this remove the stress of a traditional high street loan, but it is also perfect for seasonal businesses.
How Revenue-Based Finance repayments work with 365 Finance
FAQ's
Revenue-based finance enables you to quickly and easily raise between £10,000 and £500,000. Unlike a regular bank loan, there are no fixed monthly payments – you simply pay back a small percentage of your credit and debit card sales, meaning you only pay us back when your customers pay you.
There are no APRs, admin charges or late fees. So if you’re having a quiet month, your repayments automatically reduce, which helps you manage your cash flow.
365 Funding have designed their funding process to be fast, simple and hassle-free. This means you don’t need to supply business plans or security for revenue based funding. Once funded, the processing of repayments happens automatically, so there is no disruption to your business.
You can apply in minutes, with approval within 24 hours (and a 90% approval rate). No security or business plans are required and flexible repayments are based on your card sales.
No, revenue finance does not affect your credit score.
Unlike a bank loan, there are no fixed weekly or monthly repayments; you simply pay back a small percentage of your credit and debit card sales. This means that, during a seasonal dip in sales, your repayments will go down to match the decreased in sales – so your cash flow remains stable.