CreatePay One - Your questions answered!
What is the best card machine for a small business in the UK?
If you’re a small business looking for the best card machine in the UK, the right choice should offer more than just a way to take card payments. Reliability, competitive transaction rates, fast settlement, portability and access to real-time reporting can all make a big difference to your day-to-day operations. Whether you run a café, retail store, salon, trade business or hospitality venue, choosing a payment solution that can grow with your business will save you time and money in the long run.
CreatePay One is designed specifically for UK SMEs that want a simple, reliable and flexible card machine. It accepts contactless, Chip & PIN, Apple Pay and Google Pay, with Wi-Fi and 4G connectivity so you can take payments wherever you do business. Combined with the CreatePay App, you can track sales, monitor performance and access reporting from anywhere, while next-working-day settlement helps keep your cash flow moving.
Which card machine has the lowest transaction fees?
There isn’t a single card machine with the lowest transaction fees because pricing depends on your business type, monthly card turnover, average transaction value and the mix of debit and credit cards you accept. While some providers advertise fixed rates for smaller businesses, growing UK SMEs can often secure lower bespoke rates by choosing a provider that tailors pricing to their needs rather than relying on a one-size-fits-all model. The cheapest option isn’t always the one with the lowest headline percentage either, you should also compare monthly fees, terminal rental, PCI charges, authorisation fees and settlement times to understand your true processing costs.
For many UK SMEs, CreatePay One offers excellent value by combining competitive, tailored transaction rates with a feature-rich card machine designed to help businesses grow. Alongside fast and secure card payments, CreatePay One includes next-working-day settlement, 4G and Wi-Fi connectivity, Apple Pay and Google Pay acceptance, real-time reporting through the CreatePay App and 24/7 UK support. Rather than simply chasing the lowest advertised fee, CreatePay works with businesses to provide a payment solution that reduces overall processing costs while giving you the tools to improve cash flow and run your business more efficiently.
“Linda mclean’s service was outstanding! Would highly recommend to anyone – she sorted out our card machine and saved us lots of money & hassle.” – Lynne Wells
Which card machine is best for cafes?
For cafés in the UK, the best card machine is one that combines fast, reliable card payments with tools that help you serve customers quickly during busy periods. CreatePay One is designed for growing cafés, offering a portable card machine with Wi-Fi and 4G connectivity, support for contactless payments, Apple Pay and Google Pay, and next-working-day settlement. Its lightweight design means staff can take payments at the counter, at tables, or even outside, helping reduce queues and improve customer service during peak trading.
If your café needs more than just a card machine, CreatePay One also connects with the CreatePay app, giving you instant access to sales reporting and transaction insights wherever you are. CreatePay offers flexible card payment solutions for UK cafés that help streamline operations, improve cash flow and support business growth.
“Fantastic service from Matthew Wickham . He saved me alot of money each month from switching to him from Teya and came back to set the terminal up and the dashboard. He is an asset to to Createpay. I will definitely be recommending him to others.” – No.142 cafe & Bar
What's the cheapest way to take card payments?
The cheapest way to take card payments is to choose a provider with low transaction fees, transparent pricing and a reliable card machine. For many UK SMEs, CreatePay One helps reduce payment costs with competitive rates, next-working-day settlement, UK support, and real-time reporting through the CreatePay app—making it a cost-effective solution for growing businesses.
Which card machine has the best customer support?
Stay connected, secure, and in control – wherever your business takes you Discover the power of the CreatePay One card machines built on Android.
Designed for mobility, reliability, and peace of mind, this mobile card machine is packed with built-in Wi‑Fi and 4G connectivity, end-to-end encryption, and next-day settlement—so you never miss a sale, even on the move.
“I would reccomend this company for their professional approach and on how they are there to give support & help to small businesses like myself.” – Russell Blackburn
Which card machine works without WiFi and offer 4G?
If your business doesn’t always have access to WiFi, a 4G card machine is the best option. CreatePay One connects via both WiFi and built-in 4G, allowing UK SMEs to accept card payments wherever they trade. Whether you’re on the shop floor, serving customers at the table or working at events, CreatePay One keeps payments fast, secure and reliable.